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If You Have Any Of These Traits, You Might Find You’re Better At Your Job Than Most…

It’s not always about winning or losing, but there’s no denying that there are some people in the business world who just seem born to succeed (or are willing to get good at what they are employed for).

Did you know that there are 10 important characteristics that can show a person’s commitment to their professional success? Maybe you’ll be able to spot some of these in your current team.

 Goal-Oriented

Committing to written goals for performance, and not settling for anything less than achieving those goals. These people believe they control their destiny and keep accepting greater goals each year.

Helping Others When They Are Struggling.

These people realise that some are more skilled or experienced than others, and provide coaching, training, mentoring, and support to those in need of help.

A Positive Attitude

This doesn’t mean always agreeing with others. These people realise there are only so many hours in the day and try to achieve as much as they can in them without becoming discouraged. They can always see something positive, even in a seemingly impossible situation, and tend to inspire others to excel.

Putting In The Hard Yards

These people realise that what happens between 9.00 am and 5.00 pm is just survival. Progress is made before 9.00, after 5.00, and even on the weekend! To keep moving forward you need to invest 10-15 hours a week in advancing beyond your existing skills and knowledge base. They know the value of upskilling and have a plan in place for moving beyond their existing capabilities.

Acting And Thinking Like The Owner (Without The Attitude)

This doesn’t mean that they are bossy, and ordering others about. Instead, these people internalise the firm’s problems and try to come up with solutions. They also tend to bring matters to the attention of the management, regardless of whether or not they are popular.

Background Workers

These people don’t show up only when they will be noticed, but work when necessary because they are focused on the job. They know the importance of discipline and focus.

The Little Things Count (And They Know It)

Even the smallest improvement in margins can bring results, and these kinds of employees know it. They might be working behind the scenes to create a simpler process that reduces time and cost or have worked out the most efficient method to solve a minor problem that the business encounters time and again.

 Know The Value Of Feedback

Whether it is a constructive confrontation, suggestions for improvement, or an expression of gratitude, they’re always willing to listen to others and to take it on board.

Tough Inner Lining

These people can handle attacks, adversity, and so forth with equanimity. They are not afraid to work when they are sick or distressed; and they would rather follow their passion for success than take the most convenient route.

Always Thinking In Terms Of ‘Profit’

They realise that profit is the lifeblood of the business and constantly monitor their performance by asking, ‘Is this activity earning profits for the business?’, or ‘is my time being used most efficiently and effectively?’.

If you’re someone who often finds it difficult to make large lump sum payments for goods or services, you may want to consider looking into “Buy Now Pay Later” services.

Buy now pay later essentially means that, rather than paying in a full lump sum payment for a product or services rendered, there may be an option to pay through instalments of a certain amount over a set period to make the sum of the full amount in total. This method should allow you to pay in full for the product or service without overly straining your finances – you pay back what you can, as agreed upon when you begin the buy now pay later service.

Some popular buy now pay later services include Afterpay, Zip Pay, Brightepay, and some credit card networks such as  Mastercard and Visa, can offer buy now pay later arrangements.

Though it can be a convenient, immediate solution, it may be challenging to juggle the necessary repayments with other financial commitments. It’s not always the most appropriate method for people, and you should bear in mind your situation and ability in paying back the amounts. 

Before you sign up, keep in mind: 

  • It becomes easier to overspend with buy now pay later services, so know your limits on what you can and can’t afford.
  • You will be charged fees and costs to use the service, which can add up to a princely sum in and of itself.
  • Keeping track of your payments can be tricky if you’ve signed up for multiple services.
  • It could affect your loan applications for a car or mortgage as lenders consider buy now pay later spending just as much as your credit score.
  • Late repayments can appear on your credit report, which affects your ability to borrow money in the future.
  • Layby can be a cheaper alternative to buy now pay later, with no account-keeping or late fees to consider

If you are someone who could make use of BNPL services, you may wish to:

  • Ensure that when using the BNPL service, you stick to a set limit on what you spend so that you can comfortably pay it back later. 
  • Aim only to have one BNPL account at a time to manage payments through, rather than confuse yourself with multiple payments across different providers.
  • Always budget for bills, loan payments and BNPL payments, and 
  • Rather than use your credit card for payments to your BNPL account, consider linking to your debit account instead.

If you would like assistance in planning your financial future, help in managing your budget or some friendly advice, see us for a chat about what we can do for you.

Testimonial

What our Client Say

John Briggs

Jane Noller has been my accountant for the last 15 plus years. I can testify to Jane’s professionalism and expeditious manner in dealing with the day to day issues that surrounds our business accounting.

John Briggs

Registered Building Certifier

David and Alison Parker

I have been consulting J L Noller and Co. (more specifically Jane) for six years and during this time I have found her to be professional, efficient and easy to discuss all accounting and taxation matters with. Her office team are all polite and friendly also.

David and Alison Parker

Business Owner

Carl Gillmore

I have used Jane & the team for the last 6 years for all of my business & personal accounting needs. They have always been professional, easy to talk to & available when we have needed assistance.

Carl Gillmore

Carl Gillmore Landscape

John Briggs

Jane Noller has been my accountant for the last 15 plus years. I can testify to Jane’s professionalism and expeditious manner in dealing with the day to day issues that surrounds our business accounting.

John Briggs

Registered Building Certifier