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Maximise Your Performance With The Flow State.

Flow is known as a state in which people are so involved in an activity that nothing else seems to matter and that the experience of being involved is so enjoyable that people will continue to do so (even at high cost) for the sheer sake of doing it. The flow state can occur across any industry and at any level.

Reaching the flow state means that you are at your most productive and can produce higher-quality results in your output work. If you can achieve this state while working, you are operating at your peak performance and are more likely to create your best work.

The chances are that you may have already experienced a flow state while at work but not been aware that it has happened. If you’ve experienced a state of “no thought” and a quietening of your mind while performing tasks, you may have entered into a flow state.

With the focus and clarity afforded to you by a flow state, tasks that can typically take days to complete may only take hours while performing under its influence.

How To Create A Flow State

A flow state cannot be achieved while under or in a state of pressure, as outside stresses and anxiety reduce productivity. Learning how to manage those is key to creating the environment for flow states to occur.

You also need to be challenged without being overwhelmed by the task. Achieving a flow state relies on a state of constant improvement, where the challenge is enough to keep you engaged without inducing stress. 

It’s also important to reframe your brain’s reaction to stress – it’s important to channel the pressures and stress of high-intensity roles or jobs and reframe them into positive reactions that can improve your ability to enter the flow state. 

Achieving flow can assist in your productivity and performance levels. When trying to work out the trigger for entering into your flow state, reflect on what was happening, what you were doing and how you felt during the period that it occurred. 

You can better your chances of invoking the flow state through:

  • Quieting the mind by applying relaxation techniques
  • Creating an environment free of distractions or focus-breakers, such as turning your phone off
  • Associating items/objects with the feeling of the flow states (e.g. a photographer might get into flow states better when behind their camera)

If you’re someone who often finds it difficult to make large lump sum payments for goods or services, you may want to consider looking into “Buy Now Pay Later” services.

Buy now pay later essentially means that, rather than paying in a full lump sum payment for a product or services rendered, there may be an option to pay through instalments of a certain amount over a set period to make the sum of the full amount in total. This method should allow you to pay in full for the product or service without overly straining your finances – you pay back what you can, as agreed upon when you begin the buy now pay later service.

Some popular buy now pay later services include Afterpay, Zip Pay, Brightepay, and some credit card networks such as  Mastercard and Visa, can offer buy now pay later arrangements.

Though it can be a convenient, immediate solution, it may be challenging to juggle the necessary repayments with other financial commitments. It’s not always the most appropriate method for people, and you should bear in mind your situation and ability in paying back the amounts. 

Before you sign up, keep in mind: 

  • It becomes easier to overspend with buy now pay later services, so know your limits on what you can and can’t afford.
  • You will be charged fees and costs to use the service, which can add up to a princely sum in and of itself.
  • Keeping track of your payments can be tricky if you’ve signed up for multiple services.
  • It could affect your loan applications for a car or mortgage as lenders consider buy now pay later spending just as much as your credit score.
  • Late repayments can appear on your credit report, which affects your ability to borrow money in the future.
  • Layby can be a cheaper alternative to buy now pay later, with no account-keeping or late fees to consider

If you are someone who could make use of BNPL services, you may wish to:

  • Ensure that when using the BNPL service, you stick to a set limit on what you spend so that you can comfortably pay it back later. 
  • Aim only to have one BNPL account at a time to manage payments through, rather than confuse yourself with multiple payments across different providers.
  • Always budget for bills, loan payments and BNPL payments, and 
  • Rather than use your credit card for payments to your BNPL account, consider linking to your debit account instead.

If you would like assistance in planning your financial future, help in managing your budget or some friendly advice, see us for a chat about what we can do for you.

Testimonial

What our Client Say

John Briggs

Jane Noller has been my accountant for the last 15 plus years. I can testify to Jane’s professionalism and expeditious manner in dealing with the day to day issues that surrounds our business accounting.

John Briggs

Registered Building Certifier

David and Alison Parker

I have been consulting J L Noller and Co. (more specifically Jane) for six years and during this time I have found her to be professional, efficient and easy to discuss all accounting and taxation matters with. Her office team are all polite and friendly also.

David and Alison Parker

Business Owner

Carl Gillmore

I have used Jane & the team for the last 6 years for all of my business & personal accounting needs. They have always been professional, easy to talk to & available when we have needed assistance.

Carl Gillmore

Carl Gillmore Landscape

John Briggs

Jane Noller has been my accountant for the last 15 plus years. I can testify to Jane’s professionalism and expeditious manner in dealing with the day to day issues that surrounds our business accounting.

John Briggs

Registered Building Certifier