Poor cash flow management is one of the main reasons 50% of small businesses fail during their first five years. For small businesses that have faced challenges over the last few years, that might seem like a scary statistic.
But cash flow…
Many businesses simply renew their existing insurance policies each year. This can be a costly mistake.
You may be paying unnecessarily high premiums based on outdated information, miss out on a better deal that has become available, or may…
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If you’re looking into making investments or purchases, such as a house, you may have been hearing a lot about interest rates.
Interest rates are the fee that you are charged for borrowing money, which is expressed as a percentage of the…
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Banking is often more complicated than you expect it to be with different types of accounts, fees and fine print to take into consideration. You are able to get more out of your bank account if you pay closer attention to certain details.
Re-evaluate…
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Streaming subscriptions, grocery shopping, click and collect. There are so many ways now that your card or bank details can be used online to pay for goods and services. Those details may be stored by retailers, and the data that those retailers…
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Afterpay was originally conceived as a new way to buy now, pay later. It provided people with the means to buy products if they did not have the currently available funds, without requiring interest to be paid on the amount to be paid back.
It’s…
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It’s one of the most inescapable costs of living that the average person may encounter. Whether you are renting, leasing or own your home, the energy bill is an unavoidable circumstance that everyone faces.
With many individuals currently…
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For many, a home loan is a purchase that’s already been made, a regular expense that will stick with them for up to 30 years (depending on the home loan conditions set out at the time of agreement). But don’t expect to simply set and forget…
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Known as an employee share purchase plan, share options or equity scheme, employee share schemes are used to attract, retain and motivate employees. Schemes can vary depending on the company (and the terms of the scheme can differ depending…
Ethical investing is gaining traction, with more and more investors selecting where their money will go based on their personal principles. This style of socially conscious investment holds companies accountable for their negative impacts and…
If something unexpected or untoward happens to you or your loved ones, life insurance is financial protection that you don’t want to skimp on. It’s crucial to find the right insurance to suit your needs, as the cost of life insurance can…
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If you’re someone who often finds it difficult to make large lump sum payments for goods or services, you may want to consider looking into “Buy Now Pay Later” services.
Buy now pay later essentially means that, rather than paying…
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