For most people, super can only be accessed under strict conditions, typically when they retire at 60 or reach the age of 65, regardless of whether they’re still working.
Any attempt to access your super early, outside of these legal conditions,…
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If you’re a contractor, freelancer, or self-employed, you’re probably already juggling multiple responsibilities, from managing clients to keeping track of your income.
One area that often gets overlooked is superannuation, but it’s crucial…
Superannuation is an essential part of planning for your future, ensuring that you have the financial resources to live comfortably in retirement. But have you ever considered what happens to your superannuation savings when you pass away? This…
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Estate planning might not be the most exciting topic, but it’s one of the most important ways to protect your loved ones and ensure your wishes are honoured.
At its core, estate planning is about making decisions today that will positively…
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Superannuation is one of the most essential tools you have for securing a comfortable retirement.
While most people are familiar with the basics—like making contributions and choosing investment options—some hidden gems within the superannuation…
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Planning for retirement can sometimes feel overwhelming, especially if you’ve lived or worked in different countries.
If you’ve got superannuation savings in a foreign fund, you might be wondering what your options are now that you’re…
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As a young professional, planning for retirement is a distant priority.
However, starting early with your superannuation contributions can significantly impact your financial future.
Prioritising superannuation now sets the foundation for a…
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Superannuation is a crucial part of retirement planning, designed to provide financial security in your later years.
However, life can sometimes present unforeseen financial challenges that may lead you to consider accessing your superannuation…
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Downsizer contributions are a valuable option for older Australians looking to boost their superannuation savings.
Introduced as part of the Australian Government’s efforts to address housing affordability and provide greater flexibility in…
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Certain conditions and criteria may enable someone to access their superannuation.
Let’s examine the circumstances that a superannuation fund can be accessed:
Preservation Age and Retirement
The preservation age is the earliest point at which…
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As the End of the Financial Year (EOFY) approaches, employers and self-employed individuals must ensure their superannuation contributions are processed efficiently and on time.
Utilising a superannuation clearing house can streamline this process,…
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Ethical investing has become increasingly important for individuals managing their superannuation funds.
As awareness of environmental, social, and governance (ESG) issues grows, many Australians want to align their retirement savings with personal…
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