Super Blog
Are You Eligible To Opt Out Of The Super Guarantee?
SuperWere you aware that, if you meet certain conditions, you may not have to receive the super guarantee from some of your employers?
From 1 January 2020, eligible individuals with multiple jobs have been able to apply to opt out of receiving a…
A How-To Guide For Winding Up An SMSF
Super
If you’re a trustee of a self-managed super fund, some reasons or circumstances could have emerged that may result in you wanting to get out of that fund.
These may be personal circumstances (such as a divorce or another trustee dying),…
Superannuation, Divorce, & Your Options
Super
A relationship breakdown can be a messy, frustrating time fraught with plenty of paperwork. Did you know that your or your partner’s super could be affected?
If you were to split up with your current partner, you may be able to file…
Can Minors Have A Superannuation Fund?
Super
You’re likely aware that people can put money into their super until they reach 67 years and probably already do so yourself.
But did you know you can put money into your underage children’s superannuation for them if they are under…
Receiving Income Through Your SMSF As A Pensioner
Super
One of the best ways to ensure regular, flexible and tax-effective income as a pensioner is through an income stream from your SMSF.
As a member, you can receive an income stream in a reoccurring series of benefit payments from your SMSF.
Income…
New Rate Of Tax Concession For Super Balances Over $3 Million.
Super
Last week, the government announced a change to superannuation, introducing a new tax that will apply to member balances above $3 million.
From July 1, 2025, super earnings over $3 million will be taxed at 30 per cent, double the current…
Why Do People Salary-Sacrifice Into Super?
Super
Salary sacrifice is one of the most effective ways to add to your super balance. Salary sacrifice involves the employee agreeing to exchange a portion of their salary (before tax) for an increase in superannuation contribution by their employer.
Contributions…
Are You Paying For Super Fund Fees You Don’t Need To?
Super
No matter the kind of super fund you opt for, or how it has been performing, you will be subject to super fees. Understanding how these fees work and the difference they can make to your nest egg is vital.
When it comes to super fund…
When Can I Access Superannuation Early?
Super
Accessing your superannuation early is a short-term strategy Australians facing financial troubles can use to buy temporary financial protection.
However, there are limited circumstances when individuals can access their super savings…
Superannuation, Contributions & The New Year
Super
Regarding retirement, you want to ensure that your super is performing at its most optimal level when accruing funds.
Your super is probably going to be a primary income source for you during your retirement – that’s why it’s something…
How Does Superannuation & Contracting Work?
Super
Contractors who run their own business and sell their services to others have different obligations to their super than what employees in a business may usually have.
A contractor (also known as an independent contractor, a subcontractor,…
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