Super Blog
Funding The Retirement Adventure By Downsizing Your Property
Super
Downsizing during retirement can help you reduce costs and put some more money in your pocket so that you feel more secure about your finances during retirement.
Downsizing by selling your property has advantages and disadvantages, which you…
How Does A Binding Financial Agreement Protect My Assets?
Super
A Binding Financial Agreement (BFA) is the Australian equivalent of a prenup, covering financial settlement, spousal maintenance and any other incidental issues.
BFAs are used to agree in advance on how a couple’s property and other assets…
Maternity Leave, Unemployment, Single-Income Families – Why Spousal Contributions Might Be On The Cards
Super
Depending on your relationship, you may have discussed with your partner the prospect of marriage. Or you might be more comfortable remaining in a long-term de facto relationship (especially since many de facto relationships have similar rights…
Your Super Funds Might Need A Checkup – Do You Know Where To Look?
Super
When it comes to your retirement funds, you want to ensure that you have an amount in your superannuation fund that will allow you to live comfortably. That’s why you may want to examine it closely and make sure that you aren’t losing out…
SMSFs – What Do You Need To Know About This Approach To Super?
Super
The initial set-up of a self-managed super fund is perhaps the simplest step in the process. Establishing a super fund that delivers superior returns from your investments is a far more difficult task to do.
To invest successfully involves…
Asking For Forgiveness Rather Than Permission Doesn’t Work With SMSF Breaches
Super
There is a proverb that says that it is better to ask for forgiveness than to ask permission.
Generally speaking, the idea behind this saying is that if you ask for permission and you do not receive it, then the punishment will be a lot harsher…
What Happens To Your Super When You Die?
Super
Building up your super is one of the ways that you can finance your eventual retirement. But what will happen to your super if something were to happen to you prior to that?
Much like how a will dictates what will happen to your physical…
Fees, Funds & Financial Investment – What To Look At When Changing Your Super Fund Provider
Super
When you join the workforce, it’s likely that your superannuation fund was chosen for you by your employer. If you’ve kept that fund throughout your career and across the jobs that you have, you might not have put too much thought into…
How Much Super Should You Have To Retire?
Super
Retirement might seem like a far off dream for many in the workforce, but it’s never too early to start thinking about how much money you might require to live comfortably in your golden years.
Your super balance will most likely fund your…
Do You Know What The New Superannuation Guarantee Rate Could Mean For You?
Super
On 1 July 2021, the Superannuation Guarantee Rate for employees increased from 9.5% to 10% of their wage or salary. With this increase, more and more Australians are now examining what that could mean for their super’s long-term performance.
The…
Why Should You Be Making Voluntary Contributions To Your Super?
Super
When it comes to retirement, you want to ensure that your super is performing at its most optimal level when it comes to accruing funds.
Your super is probably going to be a primary income source for you during your retirement – that’s…
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